Interest rates have hit record lows this summer, and they're projected to be low for some time. Audie Cornish checks in with people from around the country to find out how it's affecting them. We hear from a county in Kansas that's taken advantage of the moment to re-finance all its debt, saving the county nearly $1 million. We also hear from a small business owner about her efforts to get a new loan to expand her business. We hear from a homeowner who, despite having good credit and stable income, is unable to refinance to a lower rate. And we check in with a personal finance columnist to hear about where you might put your savings while interest rates remain rock bottom.