
Probably the toughest part of starting and running a small business--convincing a bank to loan you money--has gotten even harder in recent years. Banks have tightened credit, and loans to small businesses are down to a trickle. Minority businesses are even harder hit, getting turned down more often and facing less favorable loan terms--if they can get credit. We talk about the options out there for entrepreneurs trying to build a business in tough times.

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