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Maryland Child Identity Theft Law Takes Effect Jan. 1

State Attorney General offers guidance for first-of-its-kind law

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Maryland Attorney General Doug Gansler is providing some tips for parents who want to take advantage of a new state law to protect children from identity theft. 

The new law, which takes effect Tuesday, allows parents or guardians to contact the three major credit reporting agencies — Equifax, Experian and TransUnion — to place a freeze on their children's credit. Requests can be made online.

Maryland's law is the first of its kind in the nation. In the past, credit agencies have been able to refuse to lock the credit of those who do not have a pre-existing credit report. That's a problem for children, because if they have a credit report at such a young age they're likely already a victim of fraud. 

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