According to some estimates, one in 10 homeowners in the county are severely delinquent on their loans. Now officials say scammers, often posing as housing counselors or lawyers, are taking advantage.
Most of the time, they contact delinquent owners through mailings and phone calls, telling them they can immediately lower their payments and keep them from losing their homes.
They ask for thousands of dollars up front, then disappear with the money.
The federal Housing and Urban Development agency has resources for people looking to avoid foreclosure and information about contacting an approved housing counseling agency