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Financial Education For High School Students In MD

February 22, 2010
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Aaron Moore stops for a moment between classes at Overlea High School in Baltimore, Maryland. He’s the state president of the Future Business Leaders of America.
Cathy Duchamp
Aaron Moore stops for a moment between classes at Overlea High School in Baltimore, Maryland. He’s the state president of the Future Business Leaders of America.

By Cathy Duchamp

Maryland state lawmakers will consider a bill this week to make financial literacy a high school graduation requirement.

High school senior Aaron Moore is a freak, in a good way.

"I keep an Excel worksheet of everything I spend, what I have in savings. So I can tell you by looking at my computer what I have in every account that I have, what I have in my wallet at the moment, and what I plan to have," says Moore.

Moore is in a finance career track program at Baltimore's Overlea High School. He plans to tell Maryland lawmakers that all students should be schooled on the importance of credit scores and the dangers of finance charges by the time they graduate:

"If everybody has the knowledge they need, then they'll be able to avoid financial tragedy, like foreclosure and credit card debt and that in the end helps everybody," he says.

A big issue for lawmakers- how to pay for such a course. Virginia last month decided to delay its financial literacy education requirement until next year because of budget issues.

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